A lapse in insurance occurs when a vehicle has not carried valid Georgia liability insurance coverage for more than 10 days. Your insurance company reports the lapse to the DOR, and a notice of pending registration suspension is generated and mailed by the DOR. A lapse results in a $25 pending-suspension fee which must be paid within 30 days.
If the $25 pending-suspension fee is not paid by the due date, the registration is suspended by the DOR. To reinstate the registration, the vehicle must have valid Georgia insurance coverage, the $25 pending-suspension fee plus a $60 reinstatement fee must be paid, as well as any other registration fees, ad valorem taxes or penalties due. Any additional lapses in coverage and/or suspensions will result in additional fines and penalties including cancellation of the vehicle’s registration.
Click here for more information regarding suspension fees.
It is advised that you cancel your registration before you cancel your insurance policy to avoid any suspensions or fees. Ad valorem taxes must be current and there must not be any outstanding fees. Click here for ways to cancel your vehicle’s registration.